Expat Medical Insurance

Since 1992 our companies have been insuring people all over the globe.

Affordable, comprehensive health and medical insurance coverage for expatriates is just a click away. Get a free, no-obligation quote in seconds.

If you are planning to live abroad, outside your country of normal residence, your government or regular health insurance plan will not cover you. The Expatriate health insurance plan is designed for Expatriates who are no longer covered under a basic health insurance plan, or individuals who are awaiting other insurance coverage in the country in which they intend to reside. These expatriate health insurance programs are designed to offer Freedom of Choice of any doctor or hospital in the world, covering you and your family anywhere in the world! The expatriate health insurance plans protects you and your family in the event of an accident or illness, up to the limits of the policy. Air Evacuation/Air Ambulance is included in all of our plans! Return trips to your original country residence are generally covered, however; you must read the policy to confirm coverage, since an option for No-USA or Canadian coverage is available.

We represent many quality companies, however; over the years we have honed down the companies that provide the best Flexibility, Freedom of choice, Claims paying execution, Communication with facilities on behalf of the clients as well as the Most affordable rates or what we like to say, “Getting the Best Service and Benefits for The Money”.

Also remember, many people have different situations and needs, for this reason we have several companies in our portfolio to offer. If you want an FREE IMMEDIATE Ballpark Quote based upon your age and the benefits you choose… Please Click BELOW!

NOTE: Before submitting an online application for Major Medical, ALWAYS email us first to make sure any medications, medical conditions or preexisting conditions do not hinder the issuance of your policy. Please email us at wecare@expatglobalmedical.com and someone will get back within 24 hours to professionally guide you with advice before proceeding.

VUMI Expat VIP : VIP Universal Medical Insurance Group, Ltd. (VUMI) is an international insurance company that offers a wide range of products and medical services to individuals and companies worldwide. Born from a dedication to service and with the VIP service concept embedded in the company name, VUMI is committed to treating every client like a VIP.
Headquartered in Dallas, Texas, and with additional offices across the United States and Latin America, VUMI is part of an international healthcare group with more than 30 years of industry experience and clients located in over 150 counties globally!.All VUMI products are reinsured by PartnerRe, one of the biggest and most well renowned global reinsurance firms. PartnerRe’s strong credit ratings paired with VUMI’s robust experience in the healthcare industry provides you with strength and protection that you can trust.
VUMI’s Expat VIP plans come with the following exclusive advantages:
• Worldwide coverage, including a U.S. network, U.S. out-of-network coverage and free choice outside the U.S. • Access to 800,000 renowned medical providers and 7,000 hospitals globally
• A wide range of premium products and services • Guaranteed renewability for life
• A highly dedicated and responsible team that understands your needs • Wellness benefits, which include preventive care, bariatric surgery and more • 24/7 VIP customer service in your language of choice.


Why Choose IMG? IMG is an award-winning provider of global insurance benefits and assistance services. For more than 25 years, we have enabled our members to worry less and experience more by delivering the protection they need, backed by the support they deserve. With IMG, members experience:

Global Support. With offices and partners across the globe, IMG provides the support you need, when you need it. In fact, it’s our corporate mission to be there to protect and enhance your health and well-being.

Service Without Obstacles. IMG’s team of international, multilingual specialists is accustomed to working in multiple time zones, languages, and currencies. Our global reach means we can work without barriers.

Accessible Technology. Log on to the secure, 24-hour online portal, myIMGSM, to submit and view your claims, manage your account, search for providers, Live Chat with representatives, and more.

International Provider AccessSM. In addition to our expansive PPO network available for treatment received within the U.S., our proprietary IPA network of more than 17,000 accomplished physicians and facilities allows you to access quality care worldwide. Our direct billing arrangements can also ease the time and upfront expense at select providers.

Financial Stability. Our globally recognized underwriters, A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd’s, offer the financial security and reputation demanded by international consumers.

International Emergency Care. When you’re away from home and a medical emergency occurs, you may not be able to wait for regular business hours. With our on-site medical staff, you have 24-hour access to highly qualified coordinators of emergency medical services and international treatment.

Why Cigna Global?

We have over 30 years’ experience and over 95 million International customers trust us  in providing global health insurance and more than 1.65 million hospitals, physicians, clinics and specialists worldwide. You’ll have the reassurance of our experiences, delivering international healthcare across more than 200 jurisdictions. Moving to a new country can be an exciting, but busy time. We at Cigna Global are happy to meet your international health care needs, giving you one less thing to worry about.

Our plans are specifically designed for individuals and families living abroad. We’re here for you, all the way.


Today, more than ever value and values are key to providing the right offering to international benefit clients. Azimuth Risk Solutionssm, LLC (Azimuth) was formed by professionals with nearly 30 years in the international insurance industry to provide simply the finest value in our product offering, service, administration and support after the sale of international health, travel and life insurance products. If it’s important to you to do business with an organization that is committed to providing best of market value, service excellence, to ethical conduct and positive philanthropic pursuits, Azimuth is the choice to meet your requirements.
Azimuth’s mission is best explained by offering the finest in client-oriented products and service which follow our guiding principle of the Five Es:
1. Make it Easy to Understand / 2. Make it Easy to Obtain / 3. Make it Easy to Use /
4. Service Excellence / 5. Uncompromising Ethical Standards
Insurance can be a confusing and challenging experience for consumers. While there will never be a perfect system which eliminates every potential for frustration, we have made every effort to provide clear, concise and useful information throughout this website. We can always improve and solicit your input and suggestions for doing so. Please let us know your thoughts for serving you better by emailing us john@expatglobalmedical.com or jwmcgee69@gmail.com