January 2017 Newsletter



The Bottom Line Newsletter

January 2017





Dear Clients, Associates & Friends,                                

Welcome and Happy, Healthy & Prosperous 2017. Yep, another year older and hopefully wiser! It’s time to put the past behind and establish new goals, activities, adventures and to do things that you’ve saved for all these years…because tomorrow is no guarantee for anyone.

My motto # 1 is don’t be discouraged by your past failures…. every day allows all of us a New Start and a New Chance to turn failure into success…Optimism, Compassion, Action, Stick-to-itiveness, (I like this, not sure if it’s a word?) and Humor are the keys to a happy and prosperous life….

My motto # 2 is Live Life Like there is No Tomorrow” and Just in Case there is, Put Enough Aside to Live comfortably in the Later Years!



Approach the New Year with an open mind, contact family members you’ve despised and not spoken to for years, and I promise you will find that you’ve lost all that time over something so ridiculously minor…that you ask why we wasted all that time, when so few words can just wash away all the B.S. / “I’m Sorry and I want to put the past behind and let’s start new going forward.”


I see parents not speaking to their older children, brothers and sisters silent for decades…usually over small amounts of money or what some see as a lack of respect…FOLKS, at the end of the day they are your blood and I PROMISE you will feel a weight lifted once you pick up that phone and begin a civil conversation or even better, a personal reunion.


Those people that have been lifetime friends, until one stole the others girlfriend or boyfriend or spread some silly rumor…the same goes for you…put the crap behind and you will be so surprised that one or both have been waiting for years for the other to call.


My motto #3 is “Life passes us by so fast, so don’t exit with regret and don’t let others exit without letting them know your feelings”








The Importance of Having the Correct Private 
International Health Insurance Plan…….



There are TWO things in Life that you can’t buy…

With the technological advances in medicine and health care throughout the world, doesn’t it make sense to have a Private Health Insurance coverage that allows you and your family access to the FINEST doctors, hospitals and other medical facilities in the world?


Most clients are very busy doing what they do best, running their companies! Unfortunately, many countries in Latin America and throughout the world lack true professional advice – when it comes to benefits of their current health plans. Many PRIVATE plans offer networks of hospitals and doctors, limiting you and your family’s choices. Do you really care about choice – when it comes to you or your family’s life or death medical decisions? I hope so…. Do you want to go to John’s Hopkins, Mayo Clinic, and Cleveland Clinic or do you want to be forced to stay in a NETWORK?


In today’s landscape NETWORKS do play a pivotal role… If you can access the best hospitals, (freedom of choice), with access to a Network that the facilities that participate are under contract to accept the contracted rates….that’s the best of both worlds.


This is known as Freedom of Choice. Your Freedom to Choose the Best!

The majority of residents in Latin America will travel to the United States for major surgeries and treatment. They will then return to their home country to continue treatment, if their country is equipped to assist the patient, if not, several trips a year will be planned to revisit the States.



No Limitations is truly the only way you and your family as policy holders can really begin controlling the quality of medical attention.


Important Questions & Answers about Private International Health coverage:

Question: As an International citizen, will benefits cease when I reach a certain age?

Answer: Be careful, some plans discontinue after age 70 or 75. www.expatglobalmedical.com  offers policies that will cover you for LIFE.


Question: What are the benefits of having a Group or Corporate health coverage?

Answer: Many Carriers offer a corporate policy that will cover a minimum of 5 employees to as many as 50+ employees. This plan is very attractive because all premium rates are identical. If you are 55, you will pay the same premium as an employee 25. This program is a great incentive or bonus to retain key executives or employees.


Question: What type of Quality, Ratings and History do the companies have?

Answer: www.expatglobalmedical.com offers you and your family access to the highest quality International Private Health Insurance, (Individual & Corporate), programs and companies in the world. Get a Free Quote,   company history & benefits.




Question: Which plan is right for my family and me?

Answer: Most plans offer complete Freedom to choose any doctor or hospital in the world. Once we know of any current medical conditions or medication taken…we can customize a plan for you, your family or company within 24 hours.


Question: How does the process work, if I am interested in attaining coverage?

Answer: Now that we have an automated system, you can go online www.expatglobalmedical.com and receive an instant quote in 30 seconds. If you require a direct call, e-mail us at wecare@expatglobalmedical.com and we’ll call you the same day! That’s it.


Since 1992 we have been providing Global Medical & Life insurances.

For any questions or concerns, E-Mail our president at john@expatglobalmedical.com and you will get a response from the top – GUARANTEED!














About High Blood Pressure



Everybody has — and needs — blood pressure. Without it, blood can’t circulate through the body. And without circulating blood, vital organs can’t get the oxygen and food that they need to work. So it’s important to know about blood pressure and how to keep it within a healthy level. Normal blood pressure falls within a range; it’s not one set of numbers.


When the heart beats, it pumps blood to the arteries and creates pressure in them. This pressure (blood pressure) results from two forces. The first force is created as blood pumps into the arteries and through the circulatory system. The second is created as the arteries resist the blood flow.


If you’re healthy, your arteries are muscular and elastic. They stretch when your heart pumps blood through them. How much they stretch depends on how much force the blood exerts.


Your heart beats about 60 to 80 times a minute under normal conditions. Your blood pressure rises with each heartbeat and falls when your heart relaxes between beats. Your blood pressure can change from minute to minute, with changes in posture, exercise or sleeping, but it should normally be less than 120/80 mm Hg (millimeters of mercury) for an adult. Blood pressure that stays between 120–139/80–89 is considered prehypertension and above this level (140/90 mm Hg or higher) is considered high (hypertension). Your doctor may take several readings over time before deciding whether your blood pressure is high.


What do blood pressure numbers indicate?

The higher (systolic) number represents the pressure when the heart is beating. The lower (diastolic) number represents the pressure when the heart is resting between beats.


The systolic pressure is always stated first and the diastolic pressure second. For example: 118/76 (118 over 76); systolic = 118, diastolic = 76.


Control Your Risk Factors for High Blood Pressure



Treating high blood pressure almost always includes making lifestyle changes to help control your risk factors. Controlling risk factors can reduce your risk for heart disease, heart attack and stroke, so it’s important to follow your healthcare professional’s recommendations carefully. Sometimes, when lifestyle changes aren’t enough to control high blood pressure, your doctor will also prescribe medication.


Lose weight if you’re overweight. Many people with high blood pressure are also overweight. If your doctor recommends that you lose weight, you can work with other healthcare professionals such as registered dietitians, nurses, nurse practitioners, physicians’ assistants, etc., to get started on the right diet and physical activity for you. Losing weight will reduce the strain on your heart, and often weight loss will cause your blood pressure to drop. If you’re given a diet, follow it closely, including suggestions about reducing how much alcohol you drink. Alcoholic drinks are low in nutrients and high in calories, so if you’re trying to lose weight, avoid them.




Get regular physical activity. Lack of physical activity can contribute to obesity and also increases your risk for heart attack and stroke. Regular physical activity is defined by the American Heart Association as moderate to vigorous exercise at least 30 minutes a day on most or all days of the week. Physical activity should definitely be a part of your life. Don’t be afraid to be active. It’s always best to consult your doctor before beginning a new activity program.


Avoid excessive alcohol. Some studies say that drinking more than 3 to 4 ounces of 80-proof alcohol per day will raise blood pressure. A person with high blood pressure can usually drink alcohol in moderation. Limit your alcohol consumption to no more than 1–2 drinks a day. If you’re on a weight-reduction diet, remember that alcohol is high in calories.


Avoid Sex. Just Kidding, I wanted to make sure you were really paying attention!


Stop smoking. Smoking is another major risk factor for heart attack and stroke.


Manage your stress. Relaxing for short periods during your workday, at night and on weekends also may help lower your blood pressure. Stress can lead you to increase smoking, alcohol consumption, overeating and other activities that raise your risk for heart attack and stroke. A great stress-buster is getting the amount of regular physical activity recommended by the American Heart Association.


Decrease sodium (salt) intake. Most Americans eat far more sodium than they need, and less sodium helps lower blood pressure in most people. Your doctor may recommend a low-salt diet if your blood pressure is too high. This means you’ll have to limit many salt-containing foods and cut down on how much salt you use in cooking and at the table. Start reading package labels regularly to learn about the sodium content of prepared foods. Seventy-five percent of the sodium Americans consume comes from processed foods. You’ll also discover that herbs and spices give food flavor and avoid the risk of high-sodium intake.

Eat for heart health. The American Heart Association recommends a diet rich in fruits, vegetables and whole-grain high-fiber products. The diet should also contain fat-free and low-fat dairy products, legumes, poultry, and lean meats and fish (twice a week), preferably omega-3 containing fish (e.g. salmon, trout, herring). Eating these foods and beverages will help you consume a diet low in saturated fat, Trans fat, cholesterol and sodium (salt).




Discuss the use of oral contraceptives with your doctor. The incidence of high blood pressure isn’t directly related to a person’s sex. However, doctors usually keep a close watch on a woman’s blood pressure during pregnancy or if she’s taking oral contraceptives. Some women who’ve never had high blood pressure develop it during pregnancy. Similarly, a woman taking oral contraceptives is more likely to develop high blood pressure if she’s overweight, has had high blood pressure during pregnancy, has a family history of high blood pressure or has mild kidney disease.


Discuss the use of some medications with your doctor. Some other medications also can raise blood pressure and/or interfere with the effectiveness of drugs used against high blood pressure. People with high blood pressure should tell their doctor all of the prescribed and over-the-counter medicines they’re taking. These include such drugs as steroids, non-steroidal anti-inflammatory drugs (NSAIDs), nasal decongestants and other cold remedies, diet pills, cyclosporine, erythropoietin, tricyclic antidepressants and monoamine oxidase inhibitors.







I came across a great Expat resource named Taxes for Expats. Ines Zemelman has put together some great information and Tax Guide facts for  U.S. Expats in 2017.



Click Here: https://www.taxesforexpats.com/guides/us-expat-tax-guide-2017.html





What Types of Companies Do We Represent?



We ONLY represent A (Excellent) rated companies and higher, including



…just to name a few



Check out some of our testimonials:

Click: http://www.expatglobalmedical.com/testimonials/


If you are interested in a Life Insurance Quote please e-mail me at john@expatglobalmedical.com





Click Below to get Immediate Online Quotes for the following:


Global Private Medical Insurance: 



Temporary Travel Medical Insurance:



Life Insurance Quote:

Please e-mail us at

wecare@expatglobalmedical.com or john@expatglobalmedical.com


Note: Offering a TRUE International Life Insurance Quote online is very difficult; please e-mail us and you’ll have a response within 48 hours!










David, Panama


Chiriquí (Spanish pronunciation: [tʃiɾiˈki]) is a province of Panama, it is located on the western coast of Panama, and it is also the second most developed province in the country, after the Panama Province. Its capital is the city of David. It has a total area of 6,490.9 km², with a population of 416,873 as of the year 2010. The province of Chiriquí is located in the western region of Panama. It is bordered to the north by the provinces Bocas del Toro and Ngobe-Bugle, to the west by Costa Rica, to the east by the province of Veraguas, and to the south by the Pacific Ocean, specifically the Gulf of Chiriqui.


Until the arrival of the Spanish conquistadores, Chiriquí was populated by a number of indigenous tribes, known collectively as the Guaymi people.


The first European to visit and describe Chiriquí was Gaspar de Espinosa, in 1519. The province was officially established on May 26, 1849, when Panama was still part of Colombia. Chiriquí was Abraham Lincoln’s favored destination for Linconia, a project of colonization by free blacks. Chiriquí was the province in which Manuel Noriega rose in the military ranks which included helping bring Omar Torrijos back into the country after a coup d’etat.


To help he lined up jeeps with their lights on the runway in David to allow Torrijos’ aircraft to land. Chiriqui was also the heart of a short lived pro-democracy guerrilla movement in the late 1960s and early 1970s. After the dictatorship by Manuel Noriega from 1983 to 1989, Guillermo Endara became president of Panama and gave the charge of governor of Chiriquí to Edgar De Puy.







Click Here: http://www.arrivalguides.com/en







I hope my January 2017 newsletter has given you a few minutes of pleasure and education, while also being a little entertaining… If you would like any quote or have any questions, I’m always free to assist you!


​Remember: Your time is limited on the great ride called LIFE – just GO FOR IT!


–       Free IMMEDIATE Global Medical or Vacation Travel Quote:


–       If you know of anyone that could BENEFIT from the services we offer or a Free Quote?

               CONTACT US: john@expatglobalmedical.com


Until next month, enjoy your time on this earth and live life to its fullest… But it’s a good Idea to Be INSURED JUST IN CASE!!!!  Today’s Decisions Equal Tomorrows Security…


Kindest Regards, John McGee – Director



US Address: 618 Riverbend Drive – 1st Floor

Advance, North Carolina – 27006

US Tel: 336-998-9583  Fax: 336-998-5493

Cel.# 336-705-9080

Email: john@expatglobalmedical.com

Website: www.expatglobalmedical.com


“Insuring People All Over the Globe Since 1992”



This message was sent to twincitycigars@gmail.com from:

John McGee | john@expatglobalmedical.com | | 106 Keswick Drive – 1st Floor | Advance, NC 27006-7271

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